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Section 3:
Debt Collection Terms & Definitions - 15 USC 1692a


Section 4:
3rd Party Contact and Information Gathering Rules - 15 USC 1692b


Section 5:
Collection Calls & Communication Rules
15 USC 1692c


Section 6:
Harassment and Abusive Collection Tactics
15 USC 1692d


Section 7:
False & Misleading Tactics
15 USC 1692e


Section 8:
Unfair Collection Practices
15 USC 1692f


Section 9:
Validating Debts after Initial Notification
15 USC 1692g


Section 10:
Debt Payments Applied to Accounts
15 USC 1692h


Section 11:
Where Collectors must file lawsuits
15 USC 1692i


Section 12:
Deceptive Collection Letters and Forms
15 USC 1692j


Section 13:
Civil Liability for violations of the FDCPA
15 USC 1692k


Administrative Enforcement
15 USC 1692l


Reports to Congress
15 USC 1692m


Relation to State laws
15 USC 1692n


Exemption for State Regulation
15 USC 1692o


Exception for Bad Check Enforcement
15 USC 1692p


Effective Date

Endnotes

Legislative History

Amendments

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Fair Debt Collection Practices Act § 817.
Exemption for State Regulation
[15 USC 1692o]

The Commission shall by regulation exempt from the requirements of this subchapter any class of debt collection practices within any State if the Commission determines that under the law of that State that class of debt collection practices is subject to requirements substantially similar to those imposed by this subchapter, and that there is adequate provision for enforcement.


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